De meeste verzekeraars die hun verouderde backoffice willen vervangen, krijgen overal hetzelfde te horen: dan moet de rest van je landschap er ook meteen aan geloven. Nh1816 wilde dat niet, en hoefde dat met Novulo ook niet.
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Novulo has been named InsurTech of the Year and Disruptor of the Year at the Europe FinTech Awards 2026
Novulo has been named InsurTech of the Year and Disruptor of the Year at the Europe FinTech Awards 2026, recognizing its impact on the insurance industry and the shift from legacy systems to composable software platforms.
Novulo has been named InsurTech of the Year and Disruptor of the Year at the Europe FinTech Awards 2026
Novulo has been named InsurTech of the Year and Disruptor of the Year at the Europe FinTech Awards 2026.
The awards recognize the way composable technology is fundamentally transforming the insurance industry. They highlight a clear shift in the market: from rigid, monolithic systems to flexible platforms that enable organizations to design and shape their own software landscape.
Disruptor of the Year: technology that changes the model
The Disruptor of the Year title is awarded to companies that do not simply improve what already exists, but reshape the foundations of the industry.
For Novulo, this comes down to one core principle: returning control to the software user. Instead of being locked into standard packages or heavy custom development projects, the platform enables organizations to assemble, adapt, and innovate independently, without the constraints of traditional architectures.
InsurTech of the Year: impact in the insurance sector
The InsurTech of the Year award specifically recognizes impact within the insurance industry. Insurers are facing major challenges: legacy systems, increasing compliance requirements, and the need to innovate faster in line with evolving customer expectations.
Novulo demonstrates that there is another way. Through a composable approach, insurers can build and adapt their core processes—from policy administration to claims handling—in a modular way. This enables faster product launches, easier partner integrations, and step-by-step modernization without large migration risks.
Composable as the new standard
The double win confirms a broader market shift: composable software is no longer a future vision, but a practical alternative for legacy modernization.
Organizations are increasingly choosing platforms that do not force an “all-or-nothing” migration, but instead allow for gradual transformation over time.
In this context, Novulo positions itself as a platform that not only delivers software, but fundamentally returns control over how software works.

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At Composable Futures 2026, Novulo demonstrated why composable software offers a fundamentally different foundation.


Retailstars ontwikkelt mobiele apps voor retail en groothandel die rechtstreeks gebruikmaken van de processen en businesslogica van het Novulo-platform. Daardoor zijn geen extra backends of dubbele bedrijfslogica nodig en blijven gegevens altijd actueel.