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Novulo has been named InsurTech of the Year and Disruptor of the Year at the Europe FinTech Awards 2026, recognizing its impact on the insurance industry and the shift from legacy systems to composable software platforms.
Novulo has been named InsurTech of the Year and Disruptor of the Year at the Europe FinTech Awards 2026.
The awards recognize the way composable technology is fundamentally transforming the insurance industry. They highlight a clear shift in the market: from rigid, monolithic systems to flexible platforms that enable organizations to design and shape their own software landscape.
The Disruptor of the Year title is awarded to companies that do not simply improve what already exists, but reshape the foundations of the industry.
For Novulo, this comes down to one core principle: returning control to the software user. Instead of being locked into standard packages or heavy custom development projects, the platform enables organizations to assemble, adapt, and innovate independently, without the constraints of traditional architectures.
The InsurTech of the Year award specifically recognizes impact within the insurance industry. Insurers are facing major challenges: legacy systems, increasing compliance requirements, and the need to innovate faster in line with evolving customer expectations.
Novulo demonstrates that there is another way. Through a composable approach, insurers can build and adapt their core processes—from policy administration to claims handling—in a modular way. This enables faster product launches, easier partner integrations, and step-by-step modernization without large migration risks.
The double win confirms a broader market shift: composable software is no longer a future vision, but a practical alternative for legacy modernization.
Organizations are increasingly choosing platforms that do not force an “all-or-nothing” migration, but instead allow for gradual transformation over time.
In this context, Novulo positions itself as a platform that not only delivers software, but fundamentally returns control over how software works.
UX-leader Machiel Oskam van Online Department legt uit waarom klanten afhaken tijdens een online verzekeringsaanvraag: verzekeraars vragen gegevens die klanten niet bij de hand hebben. Aan de hand van Maia laat hij zien hoe het beter kan, met maximaal drie stappen tot een prijs.
Enschede-based intermediary Du Gardijn has achieved three consecutive years of 35% growth without any acquisitions. Director Rowin du Gardijn explains how the firm uses Novulo and AI to automate all back-office processes, freeing up more time for advisors to focus on personal client relationships.
EY demonstrated how insurers can kickstart their transformation journey with successful AI applications. They begin by defining long-term goals, adapting processes, and placing a strong emphasis on end-users, allowing trust in the new approach to build gradually.
