Those who work in the insurance industry know Anva. Since 1975, the system has supported processes for insurers, proxies, service providers and intermediaries. The software is known as a flexible insurance package where you can set up a lot yourself and get a lot of freedom. Products, screens, labels: there's a lot you can do. That was very attractive for a long time, but that freedom comes at a price.

Indeed, more and more organizations are experiencing that Anva no longer meets the speed and flexibility they need today.

Common points are:

• Outdated technology. Anva 4/5 does not run cloud-native, which means high management and infrastructure costs.
• Complex migrations. Because each interior is unique, standardization is missing and migration often becomes a very complex process.
• Limited scalability. More policies immediately mean higher costs (price per policy).
• Uncertain future path. The launch of Anva 6 is still pending, the price is unknown and the platform is still in its early stages.

For many organizations, migration will become inevitable in the long run. But if you do have to migrate, it's smart not to automatically opt for ANVA 6. First, focus on the entire insurance software market.

Four strong alternatives for those who want to replace Anva

The market is changing rapidly. Where traditional packages have trouble with innovation, new platforms are emerging that smartly respond to cloud, flexibility and collaboration. Here are the four most important alternatives:

1. Novulo

Novulo offers a fundamentally different approach than other parties in this list: an insurance platform that combines flexibility and structure. No packed package or uncontrollable freedom, but a modular insurance platform where you assemble your own applications from thousands of proven components.

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What makes Novulo unique is the continuous development through an ecosystem of customers and partners, such as IG&H and Insurance Data. For example, new components are available every day that can be used immediately by everyone. This ecosystem ensures that innovation does not stop, but rather accelerates. Hundreds of experts are now working together on the platform on new insurance functionalities.

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Benefits:

• One platform for back, mid and front office processes
• Flexible and structured: configuration without customization
• Cloud-ready and web-based, directly via browser or mobile
• Standard insurance kits with setup, datasets and best practices for insurer, proxy and intermediary
• Clear pricing model with a fixed price per user, so no scale fines
  

Cons:

• Some users need to get used to the modular concept
• Still relatively unknown in the market, which can lead to reluctance among new customers

“Many parties in the insurance industry are so caught up in their legacy software that it is a missed opportunity not to switch to Novulo. I am still amazed at the flexibility that the platform offers to make adjustments myself.”
- Rowin du Gardijn, Owner du Gardijn Group

2. CCS

CCS is an established name in the Netherlands. The company offers a back office solution with CCS Level and a front office layer with Bugs Business. The focus is on stability and standardization.

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For organizations that fit within the offered structure, CCS can work well. But as soon as deviations are needed, you quickly run into limitations. The disadvantage also remains that the software is not cloud-native, which affects costs and flexibility.

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Benefits:

• Tight data structures and proven reliability
• Supports policy, claims, and prolongation
• Wide use among intermediaries and powers of attorney
  
  

Cons:

• Not cloud-native, which means high costs and limited scalability
• Adaptations are slow and dependent on consultants
• Roadmap uncertainty: No new updates announced

3. Keylane (Axon)

Keylane offers with Axon a cloud-native SaaS platform that focuses on non-life insurers in the EMEA region. The platform was developed to provide standardization and scalability, especially for larger insurers.

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Keylane's strength lies in its stability and international network. The disadvantage is that flexibility is limited: you mainly work with standard playbooks and have less space for your own adjustments.

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Benefits:

• Fully cloud-native SaaS platform
• Supports policy, claims and billing processes in one suite
• Strong position in Europe with the Axon platform

Cons:

• Less flexible than modular alternatives such as Novulo
• Organizations with unique processes or products may be limited by Axon's standard playbooks
• Especially suitable for larger organizations; less suitable for smaller proxies or service providers
• The implementation and adjustments within Keylane Axon may depend on external consultants, which can lead to longer lead times and higher costs

4. Socotra

Socotra is a relatively new player that is growing rapidly internationally. Built for the cloud, the platform works via APIs, and is especially suitable for new products.

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For organizations that want to start completely digitally or expand into new markets, Socotra offers a lot of speed. For parties with an existing legacy environment, migration is often more complex.

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Benefits:

• Cloud-native and API-driven
• Rapid deployments for new products or markets
• Strong ecosystem via AWS marketplace
  

Cons:

• Less suitable for complex legacy migrations
• Focused on developers and therefore requires technical knowledge
• There are still few references in the Netherlands

This is the best alternative to Anva

All four alternatives have their own advantages and disadvantages. CCS and Keylane are established players, but sometimes lack flexibility. Socotra excels in APIs and speed, but requires technical knowledge and has little experience in the Netherlands.

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Novulo stands out for its combination of flexibility and ease of use. The platform is cloud-ready and helps your organization gain more control over your processes, without getting stuck in the limitations of legacy software.

Time to switch to a new insurance platform

For years, Anva was the standard in the Dutch market, but the limitations of legacy software are increasingly visible. Organizations that want to move forward have better alternatives today.

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Novulo is the most future-proof alternative to Anva, thanks to a user-friendly, modular platform, a cloud-ready architecture and an active ecosystem with established partners.

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Schedule a meeting with our experts and find out why fellow insurers like NH1816, Markel and Anker Insurance Company already made the switch.

Frequently asked questions about the best Anva alternatives

We have listed some of the most frequently asked questions and their answers. Is your question not listed? Then get in touch, we'll be happy to answer it!

How does Novulo relate to CCS, Keylane, and Socotra?

The big difference: Novulo is a platform, the others provide software packages.

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With Novulo, you can assemble your insurance application yourself from thousands of components, or you can opt for a ready-made SaaS solution through partners. That gives you the benefits of a platform:

• Flexibility without customization — you configure processes and products yourself.
• One integrated whole — back, mid and front office in one environment.
• Continuously innovating — through an ecosystem of customers and partners.
• Scalable and transparent — fixed price per user, no surprises.
• Control and direction — the software adapts to your organization, not vice versa.

Which alternatives are suitable for proxies, provincial insurers and service providers?

Novulo is suitable for proxies, provincial insurers and service providers because of its modular design and cloud-native architecture. CCS is also an option, but limited flexibility and lack of cloud-native support can be disadvantages. Keylane is focused on larger insurers and offers less room for customization, while Socotra is more suitable for new products and markets.

What are the Novulo, CCS, Keylane and Socotra cost models?

Novulo charges a fixed price per user, regardless of the number of modules or components, making costs predictable and easy to plan. CCS, on the other hand, works with a variable and less transparent model, where the number of policies can have a direct influence on the price. Keylane determines costs based on the size of the organization and the add-ons chosen, which makes the pricing structure more complex. Socotra bills based on licensing and usage, which offers flexibility but also requires greater insight and management, especially for larger organizations.